Berkeley, CA: University of California, 1909.
First Edition. Softcover. Fine. 14 pp, original tan printed wrappers, with one plate (frontispiece). As new. From the text: "In October, 1907, the banks in San Francisco experienced great difficulty in securing coin to supply the needs of the community for circulation....[One means of addressing this problem] was the issue of Clearing House certificates, both for use between the banks and for the use of the public generally. The latter use of this device presented peculiar difficulties in California, because the people are not accustomed to any kind of paper money."